Ask HN: Why does ko-fi connect to stripe when stripe doesn't allow crowdfunding?

6 points

2 years ago

How can "tip jar" apps such as ko-fi, github sponsors and thanks.dev suggest sending payouts to stripe when stripe explicitly disallows "crowdfunding and donation-related activities" on its website?

    https://stripe.com/legal/restricted-businesses

There was an [Ask HN thread](https://news.ycombinator.com/item?id=40513782) recently where someone complained about having been kicked off stripe. It was pointed out that stripe's website clearly lists "crowdfunding and donation-related activities" as banned, and it was suggest that the OP use ko-fi or a similar service.

I recently suffered the same fate as the OP in this thread. I have been receiving donations for my research via a donation page on my website, which uses stripe. Stripe banned me. If I switch to using ko-fi and payouts are still sent to stripe, then how is this different from stripe's perspective?

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