To everyone who has a WellsFargo bank account: Call up their online banking and talk to a representative and ask for a FREE RSA token to add 2 factor authentication to your bank account.
Wells Fargo DOES NOT respect case sensitivity in passwords. ABC123 is the same abc123, your password strength is getting cut in half. Call and demand a free token - # is 1-800-956-4442 . Go to Account Services -> My Profile -> Managed Advanced Access and order the RSA token. Once you do tell them you want the charge waived.
After calling them and getting a call back from their IT department, they are aware of this and have no immediate fix planned.