As a youngish guy with no significant assets financial management or planning has never been something I've invested in mentally. Increasingly though lack of visibility around where my money is coming from and going is becoming pretty frustrating.
What strategies have smart people adopted to accomplish some of the following:
* Monitor, graph and predict money I/O.
* Identify major cost areas.
* Track and improve credit ratings.
* Quantify potential for lending.
[0] https://gist.github.com/cantlin/5798166