HunOL
Born on January 28, 2012•347 Karma
What is currently happening is the solving of instant cross-border P2P transfers, which sounds like a very niche problem. Online payments are mostly a solved problem because payment gateways like Adyen or Stripe already support local payment systems.
Yes, I do.
No solution. I am a big fan of OSM, but modern maps are not about street namesabd building, but about POI. When you go/drive somewhere you are going to store/museum/pharmacy and so on. If this data isn't reliable it's useless. Additional information like phone number, working hours and website is next level which isn't achievable by OSM.
I think you wastly exegarate your observations.
> Why would you expect to be able to use a creditcard in a physical shop in the Netherlands?
And then
> Because this is a thing in most of Europe.
Polish BLIK, which is not even mentioned in the article and which has joined the EuroPA Alliance, processed €83 billion in 2024, with a 30% y/y increase in H1 2025. I understand that BLIK is much older, but it invested significant effort and money in marketing and promotions while delivering a good user experience. BLIK is now trying to expand to Romania and Slovakia, yet Wero is getting all the hype on Hacker News. Maybe this is a case of East, South, and West Europe being treated differently. Is the only “European” solution one that comes from Western Europe?
Just my pet peeve, but say Central Europe here, not East. Unless of course you mean Ukraine or Kazachstan.
Referring to old Iron Curtain is refueling the animosity of the ancient past.
Just looking at the banks that make up each - 16 for Wero and spread over Germany, Belgium, France and the Netherlands versus 6 Polish banks - it feels like the systemic risk is higher with the latter. But time will tell.
Last year BLIK also signed a letter of intent to join the EuroPA which has Italian, Spanish and Portuguese banks involved.
What is needed is a card for online shopping that is valid in all Europe.