toomuchtodo

Born on October 26, 2011•108852 Karma

1 hour ago

•on: Did my old job only exist because of fraud?

I have made this same argument to a C level person in the US capital markets and told I don’t know what I’m talking about. As long as the check clears, I have no strong feelings on the topic, it’s just a performance on a stage.

toomuchtodo•

1 hour ago

•on: Zombie unicorns are haunting Silicon Valley

https://archive.today/SFTY6

toomuchtodo•

2 hours ago

•on: The Deadly Rise of Giant Trucks and S.U.V.s

n=1, I dated a low empathy woman who specifically drove a Chevy Tahoe due to mass for safety reasons and transporting her only child in the vehicle frequently. “Good luck to the other driver.”

defrost•

1 hour ago

On the flip side, there's a lot to be said for a low centre of gravity and it's still the case that US "trucks" get smushed by actual trucks (road trains and heavy haul outmass a tahoe).

https://www.youtube.com/watch?v=4TskUzmg6Sk

(Site safety video, engine and transmission removed in example vehicle .. still ..)

toomuchtodo•

1 hour ago

Great video. She was sophisticated enough to understand the risk profile, anecdote shared to demonstrate that some folks do decision their purchase around winning the potential tonnage battle. Very “tragedy of the commons” that can only be solved with regulation. Otherwise, some will buy big because they can.

toomuchtodo•

2 hours ago

•on: The Deadly Rise of Giant Trucks and S.U.V.s

Unfortunately, we still get abominations like the GMC Hummer EV (~9000 lbs, classified as a class 3 medium duty truck). Rumor has it the model has been cancelled after 2026 luckily.

https://arstechnica.com/cars/2024/11/driving-the-biggest-lea...

https://www.torquenews.com/17998/i-leased-hummer-ev-because-...

toomuchtodo•

2 hours ago

•on: HPV jabs cut risk of dying from cervical cancer be...

As a parent, you cannot control when your child becomes sexually active and potentially exposed to HPV (at which point vaccination is less effective based on HPV strain). Therefore, it behooves you to protect them with a vaccine before potential exposure, as the vaccine risk is very low, based on all available data. I cannot imagine what it would feel like to face your child who experiences cancer that could’ve been prevented with a vaccine a parent chooses to delay or even skip. Luckily, this conversation and pain is easily avoided.

I completely understand there are some parents who will ignore this idea out of ideology or other non data and risk driven mental models, but am confident this cohort continues to shrink generation over generation. The cost of this will be cancer incidents that could’ve been avoided, but humans will human, so it is what it is. “Better luck next generational cohort.”

(day job is risk management, I get paid to assess and quantify risk, this is just another risk exposure to quantify and manage; my kids get all of their vaccines as soon as they’re eligible for them, no hesitation, no regrets)

toomuchtodo•

3 hours ago

•on: HPV jabs cut risk of dying from cervical cancer be...

I (male, 40s) paid Planned Parenthood in Florida for the three Gardasil doses out of pocket after the male age limit was raised to 45 circa October 2018 (as I wanted to ensure I was vaccinated before exiting the permitted age limit). Insurance covered it for my kids with no cost at their pediatrician.

Ask your doctor, get a quote, if you’re unsure what the cost might be. Your insurance may cover it with no cost to you.

https://sph.umich.edu/pursuit/2018posts/fda-approves-hpv-vac...

naturalmovement•

1 hour ago

Are you a divorced dad dipping your wick left and right or did you get it merely for the sake of doing so?

The reason insurance does not pay for it at that age is because it makes no sense.

toomuchtodo•

1 hour ago

Married ~20 years and ethically non monogamous. My partner and I date women together and solo. ~$1k to protect other people is cheap and is looked upon favorably by potential partners (I am able to provide vaccination and most recent STI test results on demand when asked).

Even if you’re monogamous, life is long and divorce common. I walk through cheap optionality doors whenever possible, and recommend others do to. YMMV.

8 facts about divorce in the United States - https://www.pewresearch.org/short-reads/2025/10/16/8-facts-a... - October 16th, 2025

> Divorce is an important aspect of family life in the United States that shapes living arrangements, financial well-being and parenting. In 2023, over 1.8 million Americans divorced. Additionally, a third of Americans who have ever been married have also experienced divorce.

> Many adults who divorce go on to form new families through cohabitation, remarriage or having more children. For instance, most adults who have divorced (66%) have gone on to remarry. And among those who have divorced and are currently remarried, 46% have had a child with their new spouse.

apparent•

6 minutes ago

I thought it was not effective if you had previously been exposed. Did you make it into your 40s as a non monogamous person without any exposure?

naturalmovement•

1 hour ago

Fair enough. I don't judge you.

But know that your lifestyle is outside the norm (I had to Google your description to make sure I understood aka open marriage) so your assumptions are slanted through that lens.

A lot of posters here and their families live very different lives and their choices likewise represent that, so their opinions are equally valid. Their needs are different.

toomuchtodo•

1 hour ago

No offense intended, I wouldn’t care if judged, in any setting. Data has value, nothing else does. An opinion will mean nothing when faced with a cancer diagnosis, either self or child, and I’m not here to change hearts or minds (mental models are rigid, humans are emotion vs data driven); only to share data, and consume data. Go where the data takes you, assuming valid data.

If you’ve made a good choice based on the data, you win, well done. If you haven’t, “we win or we learn.” Better luck next time. Try to win more than you learn. Reality and outcomes are the test. They do not concern themselves with opinions and feelings importantly. And so, decision fully informed from a place of logic and rationality.

toomuchtodo•

3 hours ago

•on: HPV jabs cut risk of dying from cervical cancer be...

Indeed, Australia will be one of the first countries to eliminate cervical cancer (by 2035) due to their HPV vaccine vaccination uptake rates.

Two decades to get here, one to go.

https://www.health.gov.au/ministers/the-hon-rebecca-white-mp...

https://pmc.ncbi.nlm.nih.gov/articles/PMC13036706/

https://www.sciencedirect.com/science/article/pii/S009829972...

https://www.bbc.com/news/articles/cd6w15vgp7lo

toomuchtodo•

7 hours ago

•on: Gumption Traps

https://en.wikipedia.org/wiki/Zen_and_the_Art_of_Motorcycle_...

https://www.bartneck.de/projects/research/pirsig/zen.pdf (starts at page 313)

Rediscovered while reading Maintenance: Of Everything, Part One - https://news.ycombinator.com/item?id=46696276 - January 2026 (35 comments) ISBN13 9781953953490 (pages 46-48)

toomuchtodo•

1 day ago

•on: Dallas Fed: 30% of housing cost increase driven by...

Canada housing costs are coming down since temporary immigration has been strongly curtailed.

Immigration cannot outpace housing supply without impacting housing costs for everyone.

https://www.theguardian.com/world/2026/apr/12/canada-migrati...

https://news.ycombinator.com/item?id=46304685 (citations)

xienze•

1 day ago

I've said this a million times, there is no free lunch with using immigration to paper over population decline. One of the main problems has to do with housing. A baby will require their own separate housing in ~20 years. An immigrant needs it _today_. It's irrefutable that bringing in 100K immigrants, illegal or otherwise, in a year will strain the housing market more than 100K babies. We used to have a sustainable way of keeping pace with population growth.

toomuchtodo•

1 day ago

Indeed, the rate of new housing construction in the US declined substantially after the 2008 GFC and never recovered. We are now experiencing the result of that. You can’t print housing stock. Immigration quota should be a function of housing costs and availability, otherwise you’re bidding up the cost of housing for everyone for gains for some.

Subsidize the housing if you must to ensure you have affordable housing for peak population before decline kicks in, as it will everywhere.

toomuchtodo•

1 day ago

•on: François Englert (1932 – 2026)

https://en.wikipedia.org/wiki/Fran%C3%A7ois_Englert

https://www.nobelprize.org/prizes/physics/2013/englert/lectu...

https://www.nytimes.com/2026/06/20/science/francois-englert-...